Before you start
There are no prerequisites, and that is deliberate.- No bank account to connect. There is no facility to connect one, on any plan, ever.
- No card at sign-up. Creating an account asks for no payment details. Choosing a plan comes later, on billing settings, when you decide you want one.
1
What should we call you?
Your name, and optionally a business name. This is what appears on the
surfaces you see and on anything you export. It is not shared with anyone
you have not invited.
2
Name your first book.
A book is a whole separate financial environment: its own groups, its own
base currency, its own alerts. Give it a name and pick the currency you
think in, then put its first two entries in: money that came in, and money
that went out.Prefer to see it working first? Start from the realistic sample instead.
It seeds a few clearly marked entries and two groups so the dashboard has
something to say, and every marked row deletes like any other entry once
your own figures replace it.
3
What should we watch for you?
Smart Insights are alerts that email you before money leaves, when income
runs late, and when a month turns cash-negative. Choose which of them
watch the book; they arrive by email, so nothing else is asked for. This
step can wait too: Skip for now keeps the book quiet until you arm
alerts from the Insights page.
4
Here is where everything lives.
A short tour points at the five things that carry the product: recording
entries, uploading documents, dashboard widgets, groups, and insights.
Take it or go straight to the book; both finish onboarding.
After onboarding
You land on your book with entries in it. Two things help while it settles:Setup tasks
A short checklist on the dashboard: three entries recorded, two groups
made, the Insights page opened, upload seen. Each line links to where the
work happens, checks itself off as you go, and the list disappears for
good when it is done.
Vendor suggestions
Typing a vendor offers names from your own entries first, then common
services. Picking one from history fills the amount, currency and rhythm
you used last time; every filled value stays editable.